What's covered

We support creators when mistaken policy enforcement disrupts their income. This includes monetization losses from:
YouTube Partner Program (YPP) suspension
AdSense account disabled affecting YouTube revenue
Community guidelines channel termination
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What's not covered

While we're here to support you through most policy-related disruptions, there are a few situations we do not cover:
Channel demonetization due to Content Owner transfer
Channel demonetization due to AdSense changes
Channel demonetization due to hijacking
Copyright channel termination
Platform bugs
Same policy violations in a 12-month period
Video demonetization or removal

What you need to qualify for financial protection

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30-day waiting period after signup

3+ months of stable monetization

Appeal approved by YouTube

How Flowal claim works

Protecting your YouTube income is simple. We verify your case, calculate your lost revenue, and you get paid up to $10k/year.
Tell us

If your YouTube monetization stops, report the issue in a few clicks. We’ll guide you through the details you need to share.

We review

Our AI systems review your claim and supporting documents. If anything needs extra attention, our team steps in.

Get paid

We calculate your lost revenue and pay your approved claim, with coverage of up to USD 10,000 annually.

FAQs

Is this an insurance?

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Not exactly. Instead of traditional insurance’s hassle, we offer a streamlined, membership-based program that protects your income and provides extra features when your YouTube monetization is wrongfully disrupted.

How much money can I get?

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You can receive up to USD 10,000 per year, depending on your membership tier, average revenue, length of the disruption, and our internal guidelines.

How do you calculate my lost income?

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You connect your YouTube channel via secure, read-only API access. We then use your average daily RPM or estimated earnings from the last 90 days and multiply it by your views during demonetization. If your channel had no views (e.g., terminated), we multiply your average daily revenue by the number of days your channel was down. Payouts are capped by your annual plan limit.

Is it safe to connect my YouTube channel?

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Yes, it’s completely safe. We use YouTube’s official API and connect through secure OAuth, the same method trusted by top YouTube tools. The connection is read-only, meaning we can’t make any changes to your channel. You’re always in full control and can disconnect at any time.

What data do you access once I connect my channel?

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We access read-only analytics data such as views, estimated revenue, and engagement metrics. This information helps our AI tools monitor your channel’s monetization health and provide personalized insights. We never access or modify your videos, comments, or private content.

How do you verify my claim?

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We confirm that your channel’s monetization is back through secure, read-only API access. You also upload screenshots showing your successful appeal, so we can verify your payout accurately.

Why are memberships billed yearly?

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We bill annually to protect program integrity and ensure sustainability. Since we offer significant financial support, a 1-year commitment prevents misuse while allowing fast, reliable support for everyone.